RateBuddy — save on every hold
A modern, high-technology platform that helps Canadians compare mortgages, banking, credit cards, loans, and insurance—clearly and confidently.
One platform. Better decisions.
- Side-by-side mortgage comparisons, renewal & refinance insights, and stress-test checks.
- Banking & GICs, high-interest savings, and fee-optimized account picks.
- Smart credit-card matching based on your spend pattern—cash back, travel, or low-interest.
- Transparent loan & insurance quotes with coverage clarity (no hidden traps).
Technology that lowers your cost of money
AI guidance
Explains fine print, runs “what-ifs,” and surfaces the best-fit options in plain language.
Canadian-first design
Province-aware rules, tax considerations, and local incentives where they apply.
Verified data
Transparent sources, refreshed rates, and calculators that quantify savings.
Privacy-first
No dark patterns. Clear consent and data controls for peace of mind.
Home buying
Rate comparisons, FHSA vs. HBP tools, closing-cost estimates, and renewal timing alerts.
Everyday banking
Low-fee accounts, high-interest savings, GIC ladders, and TFSA optimization.
Cards & loans
Rewards maximization, interest savings, balance-transfer math, and payoff plans.
Insurance
Home, auto, life—quote interfaces that clarify premiums, coverage, and exclusions.
Alerts & nudges
Auto-monitoring for better rates and renewal windows so you never miss a chance to save.
Open-banking ready
Future integrations designed to be compliant, revocable, and transparent.
*Educational content only; not financial advice. Availability may vary by province.